My sister Angie and her husband Jim were meant to sail their 2 boats together until they crossed to a different shore. Patrik Vander Velden who knew them during the last 3 years of their lives, and was one of the last people to see them before they died last January within days of each other, has written a tribute to mark the one year death anniversary of these two very special souls whose lives were so intertwined. As you read his poem, please remember these two very special and very incredible people.
Actionable Ideas you can use to advance your Career, Investments, Net Worth, Health and Peace of Mind whether you are at a disadvantage or not
Sunday, March 31, 2019
Sunday, March 24, 2019
Dear Future Self,
Image by Pexels from Pixabay |
I have
planted the seeds.
I have
watered the saplings.
I have
done all the things I need to do for you to have a good life.
You now
just have to keep it going.
If you
stick with the habits I have set, you will be in good shape.
Sleep a
minimum of 8 hours.
Do cardio
and strength training.
Carve out
time for healthy activities in your routine.
Maintain
the diet that is right for you.
The one
that was right for me was a low carb diet.
I dodged
the diabetes bullet by doing that.
Keep
stress at bay.
Mental
health is as important as physical health.
Use tools
to calm yourself down when you get anxious.
Take a walk or have a shower or a massage, do some stretches, or play a game. Talk to someone on the phone.
Remember,
no matter what you do to prevent bad things from happening to you, you can't avoid bad things altogether.
Our Younger
Self didn't know how to deal with bad things.
She
fretted and fumed and over reacted to each crisis.
She had to
say or do something almost immediately.
Whereas I
have found that if you let hours (and sometimes days) go by without saying or
doing anything, things that seem bad when they happen, become something
you can move on from and forget.
Meditation and having a spiritual life has helped me tremendously in this regard.
I wish I
had learned to meditate earlier.
Our Younger
Self didn't have the benefit of meditation, or a spiritual life, unfortunately for her.
Regards
work, including housework, try to approach everything you do with a service heart and a servant
heart.
I do that regularly in my Commissions Consulting work, and outside of my Commissions Consulting work.
It has won the hearts of many people in my life, including my clients.
Value is
another mantra you should adopt.
Look to
deliver value in everything you do.
Now by
that, I don't mean show off how clever and smart you are.
I mean
look to being useful to other people and being concerned with their problems rather than yours.
Value may be as simple as lending a ear when other people have something to say without stealing the conversation back to your concerns.
Live simply and be prudent
with money.
I have
been wise, careful and frugal, to ensure you will be okay.
Slow and
steady and restrained is the way to go.
Stick with
my prescription for simplicity in investing - as in life - and you will be okay.
As to your
free time, spend it doing the things that mean the most to you.
One of my
favorite things to do costs no money at all.
I like to
write.
I
currently write a blog.
I also
write for my Commission Administration clients.
Commission
Process documents, User Guides, and FRDs
may not sound creative and fun, but they are extremely useful and valuable to
my clients.
There is a chance it will be your hobby too. Who knows where that hobby will take you.
Life is full of surprises.
Thanks to
an old advertising friend, I was able to dip my toe back into advertising copy
recently after many years. I was able to write two brochures all in the span of a few weekends. One of the clients when he saw the brochure immediately said it was brilliant.
It made my heart sing to know I still had it in me.
Our Younger Self has to get some of the credit.
Our Younger Self wrote a Money Workshop for 4th - 6th graders.
Our Younger
Self completed a Toastmasters CTM.
Speeches and course content could lead to new avenues.
I keep a ear
out for new avenues.
For
example, on a recent Being Freelance podcast, a freelancer mentioned he uses
his Virtual Assistant to help him with some of his communications.
I
said….aha now there's another avenue.
You should do this too.
Keep a ear
out for new avenues - to contribute, to make life more interesting, to make a little money, to have fun.
Finally,
focus on being the best human being you can be.
Not the
best writer, or best dresser, or best cook, or best host, or best homemaker, or best church goer…but the best human being.
I am
talking about patience and honesty and kindness and humility and forgiveness and
understanding and being a good listener, those kinds of things.
You won't get it right immediately.
If
something as simple as cooking rice takes several tries to get right, imagine
how many more tries might be involved in becoming a more patient or a more understanding human being. Maybe a lifetime.
Don't be
afraid of making mistakes, or messing up.
I make mistakes and mess up all the time.
When I make mistakes or mess up, I get
back up on my feet and keep trying.
You need to keep doing that too.
I
sincerely believe life gets better as we get older.
Lovingly,
Your Past
Self
Acknowledgements:
I would like to
acknowledge 2 sources of inspiration for this post, both recently discovered, and both wonderful.
The first is a website called Future Me. On Future Me, anyone can write a letter to their
Future Self, and read the letter in the future. I loved the concept, and initially toyed with writing a
letter to my Future Self on Future Me. Then, I decided my blog would be just as good a home for this
letter, since many more people other than myself would be able to read it.
The second inspiration
for this Dear Future Self, post was a book called Notes To Self, which I also
read in the last few days.
Notes to Self contains
20 letters from people to their Younger Selves.
Oprah, Jimmy Carter and Danica Patrick are some of the people who have written letters to their Younger
Selves in Notes to Self.
So being exposed to both Future Me and Notes to Self within the span of a few days is what ignited
this post.
How wonderfully
inspiration works!
Sunday, March 17, 2019
The Other Artist
Image Credit:Juanita
Mulder, Pixabay
|
I stood before the
canvas, painting my life.
I had risen the
ranks from cub copywriter to Creative Grouphead.
Now I painted myself as the owner of a successful
creative shop, seated in a nice office
with several employees, and the latest technology, handing out business cards
which read Purple Patch to a string of high paying clients.
Suddenly a paint
brush carried by an unseen hand painted a cloud over this scene.
Startled I said,
"Who are you and what are you doing? This is the canvas
on which I, and I alone, am painting my life.
It is something I, and I alone, must do."
"Put down your
paintbrush and follow me" said a voice. "We need to talk"
"How can I
follow you when I can't see you," I said. "And who are you? Do you
have a name?"
"You can call
me The Other Artist," said the voice. "Please follow the sound of
the footsteps."
I listened for the
sound of the footsteps and followed them.
One of the chairs in
my living room rose through the air, and came down on the floor, opposite
another chair, ever so lightly.
"Sit
down," said the voice I now knew as "The Other Artist".
I sat down on one of the chairs.
From the opposite chair, The Other Artist continued...
"Now where were
we - oh yes, you were saying you were
painting your life, and it was something you and you alone must do."
"Yes, that's
right," I said.
"This may seem dismaying to you," said The Other Artist, "but I
am involved in everything you do."
..."The
painting of your life was, is, and will always be, a joint venture between
us."
…"How do I put it? Oh, I know...if you think of your life as a start up, you and I are founder and cofounder."
"That is a bad
analogy," I said to The Other Artist. "You do not know my vision."
"I do," said The Other Artist. "And what's more, my participation will make sense to you. If not now, later."
"No," I said to The Other Artist, "You are just
a figment of my imagination, you are just a creation of my fears."
Saying that, I got
up from the chair and stomped back to my painting.
I hoped the cloud
The Other Artist had painted on the canvas would no longer be there.
But it was still
there.
I tried to paint
over it.
Every time, I did,
it came back again.
And It grew blacker
and blacker.
I broke into tears.
I was in a
depression.
The meaning of the
cloud became clear to me.
"What good can
come from a depression?" I said, wringing my hands.
"You'll
see," said The Other Artist.
I don't know why,
but I felt the urge to paint a child on the canvas.
My vision for my
life had not contained a child before.
The child quickly
captured my imagination, and I painted diapers and baby bottles and a stroller
onto the canvas.
The Other Artist
then painted a letter from my sister Rosie on the canvas, saying "maybe, you should move to America."
I looked at the letter and
wondered if it was the right thing to do, because I was in an existential crisis.
The Other Artist didn't say anything.
America had been a
dream of mine. Then I had forgotten
about the dream. Now it was back again as an answer to the existential crisis I was facing.
So I painted an
American flag onto the canvas.
I was excited and
scared about my new life in America. I
didn't know what it held in store for me.
No sooner had I
painted the American flag, when The Other Artist painted a dry well on the canvas.
What's that for? I
asked.
"America is
going to care a fig about your advertising copy experience," said The
Other Artist, "so you will need to paint yourself some other way to earn a living in America."
The only job I could
think of was an Admin Assistant, so I painted myself answering a telephone.
I was an Admin
Assistant for a short while.
Then The Other
Artist painted a whole lot of numbers on the canvas.
"What's that
for?" I said.
"It's your
lucky break. A chance to become a
Commissions Analyst. "
I was terrified when I found out a Commissions Analyst had to do calculations on massive Excel spreadsheets.
"I am a words
person, not a numbers person" I said.
I tried to paint
over the numbers.
The Other Artist
painted the numbers back.
I found myself in a
new career as a Commissions Analyst.
I learned Excel, I
learned Xactly, I learned Varicent, I learned about Sales Comp. I learned about
quotas and target incentives and commission rates and thresholds and caps.
I became good at
being a Commissions Analyst.
The Other Artist
also painted pots and pans and washers and dryers and cars onto the canvas.
Things which had
never been a part of my life in India.
I learned to cook, I
learned to do laundry, I learned to drive.
"Enjoying
much?" The Other Artist asked.
I didn't want to
give The Other Artist the satisfaction of knowing I enjoyed cooking and
driving, so I just answered with an inscrutable "harumph".
And so I kept
putting things on the canvas of my life.
And The Other
Artist kept putting things on the canvas
of my life.
The Other Artist
would paint a flower on the canvas every now and then.
Each flower was a
new friend.
These friends
would enrich my life.
They would tell me
wonderful tales. I would listen with
rapture to stories like Crimson Sails and Baba Yaga, or thrill to the poem Love at First Sight by Wisława
Szymborska.
These friends would introduce
me to exotic new foods like piroshki and pilmeni and faworki and adai dosa and
nasi lemak and roti prata.
I would have many
wonderful experiences with these friends.
I would write
about these friends in my United States
of Friendship series of posts.
The Other Artist
painted a rose with a thorn onto the canvas at one time.
The rose represented
the beauty of being able to telecommute, the thorn was that every time a boss
left and a new boss took over, the new boss would give me grief over my
telecommuting privileges and try to take them away.
The Other Artist
painted crossed swords.
This was a boss who
proved to be a challenge to me on a job.
I disagreed with
this boss.
Our disagreements
got worse and worse.
Until I walked out
of that job.
I painted myself as
a Commissions Consultant soon after.
The Other Artist
drew a smiley emoji on the canvas.
And then I suddenly realized something.
The Other Artist was
indeed a cofounder of my life.
And a good
cofounder.
All the things The
Other Artist had painted on the canvas of my life had enriched my life in one
way or another.
The Other
Artist had taken me in new directions and expanded my horizons.
The Other Artist had
strengthened my knowledge, experience, and skills.
The Other Artist had
filled my life with new possibilities and opportunities.
This was true even
when The Other Artist painted darker things on the canvas of my life - the
cloud, the dry well, the thorns, the crossed swords.
In the reflection
and conquest of those challenges and problems, (even though some of them shook
me to the core) I became a stronger, more confident, and more competent person.
With every crisis, I
gained increasing clarity, grit, and resilience.
And this equipped me to deal with
the gravest challenges of life - loss, illness, and death.
I became less and
less afraid of misfortunes, troubles, and trials.
I became less and
less afraid of the red pill - to use a symbol from the movie The Matrix.
The red
pill - which stands for truth - contained the seeds of a richer, more meaningful, and more fulfilling life.
For me, this translated into increasing peace,
contentment, and satisfaction.
This is because,
I learned to meditate, control my
monkey mind, and get out of my own way, after concluding that the best way to deal with the truth of unavoidable suffering, was not to run away from it, but to change my attitude to it, and to take responsibility for it by finding appropriate tools to deal with it.
I lost my former
self-centeredness and preoccupation.
I became more
present to other people and their lives.
I became a better
listener.
I aimed to
understand first, and be understood second in my interactions with other
people.
All these were
things I couldn't put a price on.
And much of it was
due to what The Other Artist had put on my canvas.
The Other Artist had
played a seminal role in my growth and maturity as a human being.
And the day would
come when The Other Artist would paint a pen on the canvas.
I couldn't have been
more excited.
"Does this mean
I am going to write again?" I said, my heart bursting with hope. "I
have so much I want to share with other people."
"What do you
think?" The Other Artist asked.
I didn't answer.
I just began to
paint a blog page on the canvas.
And so here we are
today.
I am still painting
the canvas of my life.
And The Other Artist
is still painting new things on my canvas.
Some are good
things.
Some are bad things.
I have learned not
to think of the bad things as permanent bad things.
They are temporary
bad things, which lead to good things - new knowledge, new insights, a positive
new direction, or a new way of being.
So although I love
the current canvas of my life, and I would be happy to stop the clock, there's
a part of me that's excited about the new things The Other Artist will surely
paint on the canvas of my life.
I plan not to resist
what The Other Artist paints on my canvas.
In fact, I plan to
fully cooperate with what The Other Artist paints on my canvas.
That's because I now have a deep
acceptance of The Other Artist as a co-creator of my life.
Sunday, March 10, 2019
Cynthia Saves The Day
A true story...
The bank teller
didn't like women.
Women talked too
much.
They laughed too loud.
They changed their minds too often.
Women made big things
out of non-events.
Women were always causing problems
for him.
The bank teller
thought it was just his luck to be a bank teller.
He had to deal with
women.
They continuously
tested his patience.
He would grit his
teeth when, after he had handed a 1000 to a woman, she would say "Oh, no
actually can you give me 9 hundreds, 5
tens, 5 fives, 1 twenty and 5 ones."
Or when a woman
would say " Oh actually, can I take out half from savings and half from my
checking account."
"Yes, of
course" he would say, grimacing as he started over.
So of course, it
would be a woman who would be behind THE MOST STRESSFUL DAY OF HIS BANK TELLER
CAREER.
THE MOST STRESSFUL
DAY OF HIS BANK TELLER CAREER started out as a day like any other.
Different customers
walked up to his teller window.
Some men.
Some women.
Some deposited
money.
Some withdrew money.
There were breaks in
between.
The bank teller
glanced at the clock.
He knew there would
be a sudden influx of customers between noon and 1 p.m. - working professionals
who did their bank work during their lunch break.
The customer who
caused THE MOST STRESSFUL DAY OF HIS
BANK TELLER CAREER was one of them.
She came in at 12:15
and walked up to his teller window when
it was her turn.
"I would like
to deposit this money" the customer said to him, sliding a stack of notes into
the teller slot.
"Sure" he
said, "Name and account number?"
She gave him her
name and account number.
He repeated her name
back to her to make sure he had the right name and account number -
"R....L...……3246792"
She nodded her head.
He counted the
money.
After he counted the
money, he prepared a receipt for her and then slid the receipt back through the
teller slot.
"Here's your
deposit receipt," he said.
This is when the
trouble began.
The young woman looked at the deposit receipt and said "This receipt is only for 10,000
rupees. I gave you 20,000 rupees."
The teller was taken
aback.
"No, Madam, you
gave me only 10,000 rupees. I counted it. You watched me count it," he
replied.
"No," said
the young woman."Impossible. I came
into the bank with 20,000 rupees. Please look on the counter. The other 10,000
rupees must be somewhere there."
"No, there is
nothing on the counter, Madam. What you passed me through the window was 10,000
rupees. Look in your handbag. Maybe the other 10,000 is there."
The young woman rummaged in her handbag. "Not here," she said.
"Where is the
money I deposited?" she then said to the teller. "Please pass it to
me so I can count it again."
"Can't do that
Madam. We have already recorded the
deposit and given you a receipt."
The young woman's voice grew a little louder, "I know I gave you 20,000 rupees because I
walked into the bank with 20,000 rupees to deposit.
She looked around
and saw some familiar faces among the other waiting customers.
They were observing
the proceedings with an interested, puzzled look on their faces.
She wondered what
they were thinking.
Probably wondering
how she, of all people, had made such a large deposit.
"They must
think I am involved in some criminal activity," she thought to herself.
Meanwhile, the
situation between her and the teller wasn't going anywhere, and he was also wondering what people were thinking of him.
He kept repeating to
her "You gave me only 10,000 rupees."
She kept
repeating back to him "I know I
gave you 20,000 rupees."
Finally, throwing up
his hands, he said, "Excuse me...I have to go talk to my manager about
this."
He went to the
manager's desk.
Several other bank
employees gathered around the manager's desk, interested in finding out more
about the developing situation.
Among them was
Cynthia, a long time employee of the bank.
She knew the
customer personally.
"Let me go
speak to the customer. I know her
personally," she told the teller and the manager.
Cynthia approached
the customer and said "Hey, Rosie are you sure you brought 20,000 rupees
to deposit? Could you have made a mistake?"
"I am
sure," she replied. "The
20,000 belongs to a foreign student who had to make an urgent trip to his
country to fetch his fiance. He gave it
to me for safekeeping. I brought it to
the bank, thinking it will be safer in
my account, than at home."
Cynthia said
"Rosie, where was the money before you brought it to the bank?"
"In my desk at
work. I came straight from there since it was my lunch break," she
replied.
Cynthia said,
"Let's go back to your office and check if the other 10,000 rupees might
still be in your desk."
"Okay," she
said, "but I am telling you Cynthia, it is not there. I came to the bank with the full 20,000
rupees."
So they both got
into an autorickshaw and they went back to Rosie's office.
On the way, Rosie
told Cynthia she had made a horrible mistake agreeing to keep the money for the foreign student. It was a large sum of money,
and now half of it was lost.
Cynthia said,
"Let's stay positive, Rosie.
Hopefully, the other half will still be in your office."
They arrived at
Rosie's office, and Rosie took Cynthia to her desk.
Rosie opened
one of the drawers of the desk. It had
some papers in it, but it didn't have any money.
She then opened the
other drawer of the desk.
In it was a stack of
notes, which looked like what a stack of 10,000 rupees might be.
Rosie looked at the
stack of notes.
Relief and utter
embarrassment flooded her.
"I must have
separated the money into two stacks of 10,000 rupees, and put each of them in a
different drawer" she said sheepishly to Cynthia.
"It's
okay" said Cynthia, "these things happen. Let's count it."
They counted it, and
sure enough, it added up to 10,000 rupees.
"Good. Now Rosie, let's go back to the bank so you can deposit it" said Cynthia.
"Oh, Cynthia, I
am too embarrassed to face the teller and all the other bank folks. Can you please take it back and deposit it for
me?"
"No,
Rosie" said Cynthia. "You need
to come back and apologize to the teller. He is known for his accuracy and
honesty, so this incident would have been really hard on him. Plus he doesn't like women, and his dislike
of women will intensify, if you don't come back and apologize to him. Please
come back with me. I will explain that it was a genuine mistake on your part.
Don't worry. It will go okay"
So feeling very
sheepish, Rosie went back with Cynthia to the bank.
Cynthia explained to
the teller and the bank manager what had happened.
Rosie then
apologized to the teller "I am so sorry. I was sure I had come in with
20,000 rupees."
And so the issue
was resolved.
The bank teller was
glad THE MOST STRESSFUL DAY OF HIS BANK TELLER CAREER was over, and his name
was cleared.
It was a woman who
caused it.
But it was also a
woman who saved the day.
Cynthia Saved The
Day.
This
is a true story told to me recently by my sister Rosie. It is from back in the day when 20,000 rupees
was a princely sum of money in India.
Here
is the lesson I took from this story... When a customer is wrong, the challenge
is to show the customer they are wrong
in a satisfactory way for the customer - that is, in a concerned, helping and
understanding way. You have to get
involved in more than a superficial way
to do that, as Cynthia did so admirably,
in this story.
Rosie
was very grateful to Cynthia, and remembers her kind intervention to this very
day….as, I am sure , does the teller.
The
second lesson I took from this story is that people usually do not wish to make trouble for anyone intentionally. They often make trouble for
others, unintentionally. Rosie genuinely
thought she had handed the teller 20,000 rupees. It was an honest mistake.
We
have to learn to roll with these unintentional troubles and problems that will surely come
our way at one time or another.
Happy Woman's Day to all women readers of this post. Here's to forgiving ourselves for our mistakes, laughing at our past foibles, and being proud of all the challenges we have dealt with in our lives, big and small.
Sunday, March 3, 2019
The 7 Letter Words
A Scrabble Tale...
The 7 Letter Words thought no end of themselves.
The 7 Letter Words thought no end of themselves.
"If we were human, we would be going to Mar A Lago every
summer." they said amongst themselves.
When they were played, the 7 letter words preened as if they were
wearing Harry Winston necklaces or Royal Oak Offshore watches.
They sashayed onto the Scrabble board, like they were entering an
exclusive high end club, sipping champagne out of Paula Champagne flutes.
They were the Collins Elite as far as they were concerned.
Queenie, Eutaxia, Aurelia,
Jazzily, Quizzed.
Adeptly, Bougies,
Chutnee…..they went all the way from A-Z…and they were all snooty, all 32,909
of them.
Cliquish, they looked down their noses at all the non 7 letter
words in the SOWPODS.
"No game where we don't reign" was their secret handshake.
Unknown to them, a baby would be born whose birth would change
everything - and would make the edifice of their claim come tumbling down.
The baby was born to the Titus family, and was christened Eugene.
From the time Eugene could speak, he uttered sounds like ee, zo, and qi.
They were strange and mysterious sounds.
Eugene did not know, but it foretold of his future as
The Chosen One – the one who would trash the "No game where we don't
reign" claim of the 7 Letter Words.
The definitive event took place in the Scrabble Tournament one MAA
Day.
Eugene and Minoo had defeated the other contestants in the initial
rounds of the Scrabble Tournament, and were now pitted against each other in
the finals.
Minoo had no idea that Eugene was the Chosen One.
All she knew was that there was some very unusual Scrabble play
from Eugene.
He was extremely parsimonious in his words, placing on the board
the smallest words possible, making it hard for Minoo to score.
And he played away from high scoring spaces, to minimize the
chances of Minoo benefitting from those.
"Oho", thought Minoo, as she sized up his defensive,
blocking strategy, "two can play at a game".
And so she played the game with the same defensive, blocking
strategy.
After every play he made, Eugene beamed a wide all-teeth smile,
which could have been interpreted as either angelic or devilish. Minoo could
not tell which.
And after every play Minoo made, she was tight lipped and
unsmiling.
In those days, if Minoo was sad, happy, or joyful, there was no
way to tell from her expression.
She was always poker-faced.
The 7 letter words couldn't believe what was happening.
At half time, not one 7 letter word was played.
At 3/4 time, not one 7 letter word was played.
At game's end, with only few tiles left in the bag, their hopes were completely and utterly dashed.
It was a tight match between Eugene and Minoo.
The score was close right till the very end.
Either of them had the potential to win the game.
Minoo won by the skin of her teeth.
The big loser of this historic game was not Eugene, but the 7
Letter Words.
They went home empty handed - their beliefs shattered, their
status demoted, their claim of "No game where we don't reign"
meaningless.
They were, to use a 7 letter word…humbled!
This post is dedicated to Eugene
Titus and Mira Prabhu, two Scrabble friends who are sadly no longer with us.
Scrabble enthusiasts, can I ask you to raise a glass of water or wine as a tribute to Eugene and Mira
before you play your next Scrabble game.
When you do that, I like to think Eugene will beam
his wide all-teeth smile from heaven at us, the same smile you couldn’t tell if it was devilish or
angelic, except now, we can safely
assume it's angelic.😇
Quiz question for Scrabble enthusiasts: What is SOWPODS referred
to in this post?
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